Earn additional income
Manage expenses
Workshop Tools
DIME Method & Rule of 100 Guide
These tools give workshop guests a rough starting point for protection and secure-account conversations. They are educational estimates only.
Financial Lifestyle Strategy
Interactive client worksheet
Enter numbers in the gold cells. Totals, discretionary income, and savings targets update automatically.
Financial Lifestyle Strategy
The six steps toward reaching your financial goals
Strive to eliminate credit card debt
Consolidate debt
Focus on long-term planning
Outpace inflation and reduce taxation
Protect against loss of income
Protect family assets
Save at least 3-6 months of income
Prepare for emergency expenses
Long-term care and disability
Client Information
Top Financial Goals
Rate each goal from 1 least important to 10 most important.
401K / 403B / IRA
| Owner | Employer Match | Investment Name / Type | ROR | Balance | Monthly Contribution |
|---|---|---|---|---|---|
| Total | $0 | $0 | |||
Manage Debt
| Type | Lender | Balance | Interest Rate | Monthly Payment |
|---|---|---|---|---|
| Mortgage / Rent | ||||
| Auto Loan | ||||
| Student Loan | ||||
| Credit Card | ||||
| Personal / Other | ||||
| Total | $0 | $0 | ||
Emergency Fund
| Type of Savings | Balance | Monthly Contribution |
|---|---|---|
| Savings Account | ||
| Checking Account | ||
| Bank CD | ||
| Money Market | ||
| Total | $0 | $0 |
Income
| Income | Client | Spouse |
|---|---|---|
| Current Annual Income | ||
| Monthly Income | $0 | $0 |
| Bonus Commission | ||
| Total Monthly Income | $0 | |
Expenses (Monthly Breakdown)
| Mortgage / Rent | |
| Food | |
| Property Insurance / Taxes | |
| Auto Insurance | |
| Auto Gas & Maintenance | |
| Utilities | |
| Cable / Internet | |
| Phone / Cell Phone | |
| Entertainment | |
| Other | |
| Total Expenses | $0 |
| Discretionary Income | $0 |
Protection Planning
Total current life insurance
$0
Next Appointment & Notes
Copy FLS Results
Copy a styled summary and open an email to send the Financial Lifestyle Strategy results.
DIME Method
Estimate how much life insurance protection may be needed.
DIME stands for Debt, Income, Mortgage, and Education.
Estimated life insurance gap$0
Estimated protection need$0
- Debt$0
- Income x 10$0
- Mortgage$0
- Education$0
- Current coverage$0
Retirement Income Plan
Social Security • Pension • Annuities
Social Security • Pension • Annuities
DebtCar PaymentMortgageChild EducationBillsMonthly Expenses
Life Insurance Foundation
Build the foundation before planning the roof.
A strong financial life strategy starts with protection. Once the foundation is reviewed, retirement income tools can be discussed with more clarity.
Schedule a Review